Does my insurance cover therapy in New York?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in New York?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in New York who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in New York?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in New York and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a New York therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in New York from your state. First, New York and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in New York, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in New York who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

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Douglas Brown

Therapist

In-person

225 Broadway, New York, NY

“Douglas employs a balanced mind-body-spirit approach to support those facing "substance" abuse struggles, anxiety/depression, life changes, career moves, relationship issues, grief and general life transitions.”

Anger Management, Anxiety, Depression, Relationship Issues,

Inquisitive, Open-minded, Warm

Accepts Aetna insurance

View profile and book

Selina Smith

Therapist

In-person

3 Computer Drive West, Albany, NY

“My goal is to provide an atmosphere where you feel safe enough to share the most intimate parts of your life.”

Anxiety, Family Issues, PTSD, Trauma

Creative, Open-minded, Warm

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

Offers free consultationsView profile and book

Dr. Jack Senese IV

Therapist

In-person

14 Harwood Court, Scarsdale, NY

“I specialize in anxiety, stress, trauma, depression, OCD, eating disorders, identity, and body image.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Empowering, Open-minded

Accepts Aetna insurance

View profile and book

Jenna Graziano

Therapist

In-person

1607 New York 300, Newburgh, NY

“My goal is to help you feel truly seen and supported so you can safely explore your challenges, build on your strengths, and take steps toward the life you want.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Challenging, Empowering, Open-minded

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

Offers free consultationsView profile and book

Regina Russo

Therapist

In-person

2100 East Genesee Street, Syracuse, NY

“My goal is to create a warm, supportive, and non-judgmental environment so you feel comfortable to share your true authentic self.”

Anxiety, Depression, Family Issues, Relationship Issues

Affirming, Empowering, Warm

Accepts Aetna, United Healthcare, Oxford,

Offers free consultationsView profile and book

Dr. Alan Tener

Psychologist

In-person

28 North Country Road, Mount Sinai, NY

“My focus is on helping you address anxiety, depression & related challenges through integrative practices to foster deeper insights & lasting change.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Creative, Solution-oriented, Warm

Accepts Aetna insurance

Offers free consultationsView profile and book

Jean-Marie O'Hehir

Therapist

In-person

150 Motor Parkway, Hauppauge, NY

“As a licensed clinical social worker with expertise in anxiety and self-worth, I understand how even the most capable professionals can feel undeserving of their success.”

Anxiety, Depression, Grief or loss, Maternal Mental Health,

Empowering, Holistic, Warm

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

Offers free consultationsView profile and book

Dr. Thomas Vacchio

Psychologist

In-person

75 Prospect Street, Huntington, NY

“Dr. Vacchio believes in a collaborative approach to treatment, with a strong emphasis on cultivating, developing and enhancing the therapeutic relationship.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Affirming, Creative, Inquisitive

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

Offers free consultationsView profile and book

Sharon Solina

Therapist

In-person

112 South Country Road, Bellport, NY

“I believe that the connection between the client and clinician is the grounding force of any therapeutic relationship.”

Anxiety, Depression, Grief or loss, PTSD,

Affirming, Holistic, Warm

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

Offers free consultationsView profile and book

Lynn Acquafondata

Therapist

In-person

18 Harvard Street, Rochester, NY

“I value the connection between mind, body, emotions and spirit. I have 24 years of professional experience including mental health and grief counselor, hospice chaplain and clergy.”

Anxiety, Depression, Family Issues, Grief or loss,

Creative, Holistic, Participatory

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Suzanne Zumpano

Psychologist

In-person

1 Union Square West, New York, NY

“I believe therapy works best when it feels like a genuine collaboration, and I bring warmth, curiosity, and real engagement to every session.”

Anxiety, Depression, Family Issues, Grief or loss,

Open-minded, Solution-oriented, Warm

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna

View profile and book

Laura White-Henderson

Therapist

In-person

190 South Main Street, Ellenville, NY

“I strive to create a warm, welcoming environment that allows you to feel safe, comfortable and empowered.”

Anxiety, Family Issues, Grief or loss, Trauma,

Creative, Empowering, Open-minded

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

View profile and book

Andi Khoo-Miller

Therapist

In-person

30 East 20th Street, New York, NY

“I believe we're all shaped by the many experiences, relationships, and challenges we've carried throughout our lives, and these influences show up in how we cope with stress today.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Affirming, Empowering, Open-minded

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

View profile and book

Dr. Michael Prezioso

Psychologist

In-person

105 Lake Hill Road, Burnt Hills, NY

“Blue Line Psychological, LLC, is dedicated to reducing emotional pain and suffering, and recognizes post traumatic growth as a desired goal.”

Anxiety, Depression, PTSD, Trauma

Affirming, Open-minded, Solution-oriented

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

View profile and book

Dr. Catherine Gleason

Therapist

In-person

517 Salt Point Turnpike, Poughkeepsie, NY

“My approach is inquisitive, open-minded, and creative, while also being direct and practical—I believe in exploring the deeper meaning of your experiences while providing concrete tools and strategies that make a real difference in daily life.”

Grief or loss

Creative, Inquisitive, Open-minded

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

View profile and book

Chana Kahn

Therapist

In-person

1462 East 17th Street, Brooklyn, NY

“I use empathy and warmth to cultivate a safe, non-judgmental space where you can freely process and heal.”

Anger Management, Anxiety, Bipolar Disorder, Depression,

Inquisitive, Open-minded, Warm

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

Offers free consultationsView profile and book

Cindy Barletta

Therapist

In-person

6000 West Genesee Street, Camillus, NY

“I have learned the importance of treating each person I work with as the unique individual they are.”

Anxiety, Depression, Family Issues, PTSD,

Open-minded, Participatory, Warm

Accepts Aetna, Cigna, Highmark BlueCross BlueShield of Western New York,

Offers free consultationsView profile and book

Flannery Hysjulien

Therapist

In-person

119 West Buffalo Street, Ithaca, NY

I am a Licensed Clinical Social Worker and received my Master of Social Work from UNC-Chapel Hill in 2007. Prior starting private practice 2017, I worked as a therapist at Family and Children's Service of Ithaca and at Duke University’s Student Counseling Center (CAPS).

Anxiety, Depression, Family Issues, Grief or loss,

Open-minded, Participatory, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Heidi Boyson

Therapist

In-person

160 West End Avenue, New York, NY

“Therapy is one of the best ways for people to advocate for themselves and I celebrate every opportunity to help someone find what works for them.”

ADD/ADHD, Anxiety, Grief or loss, Trauma

Creative, Empowering, Solution-oriented

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

View profile and book

Jessie Louis-Jean

Therapist

In-person

28 East Old Country Road, Hicksville, NY

“As your therapist, my goal is to create a nurturing therapeutic environment tailored to each client, empowering them to learn more about themselves...”

Anxiety, Depression, OCD, PTSD,

Creative, Direct, Energetic

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

Offers free consultationsView profile and book

Derek Baker

Therapist

In-person

7000 East Genesee Street, Fayetteville, NY

“Employing a Biological, Psychological, Social, and Spiritual assessment, we take a person-centered wholeness approach to assisting you in accomplishing your goals.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Affirming, Empowering, Open-minded

Accepts Aetna, United Healthcare, Cigna,

Offers free consultationsView profile and book

Patricia Quinn

Therapist

In-person

199 Kings Highway, Warwick, NY

“I have studied many approaches that influence my practice, primarily psychoanalysis, family therapists like Minuchin, Satir and Hellinger, gestalt, Jung DBT, and clinical neuroscience experts in art therapy and trauma.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Affirming, Empowering, Open-minded

Accepts Cigna, Carelon Behavioral Health, Curative,

View profile and book

Dr. Zachary Barletta

Psychologist

In-person

23 Garden Street, Red Hook, NY

“At the heart of my work, I create empathic connections with the individuals I work with—creating spaces for them to explore and express all of themselves, and to feel seen, understood, and connected while doing so.”

Anxiety, Depression, Family Issues, Grief or loss,

Open-minded, Participatory, Warm

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Blue Cross Blue Shield of Massachusetts

Offers free consultationsView profile and book

Moutushi Kundu

Psychiatrist

Virtual • New York

Dr. Kundu is board-certified in General Adult Psychiatry and board eligible for Child and Adolescent Psychiatry.

Dr. Kundu has trained in diverse academic and clinical settings in both India and the US, starting

her journey as a mental health counselor & case manager in Illinois, obtaining her master’s

degree in vocational rehabilitation and mental health counseling. She then moved to New York,

where she obtained her master degree in public health from NYU, followed by starting her

General Psychiatry residency at Harlem Hospital Center, affiliated with Columbia University

Vagelos College of Physicians and Surgeons. She then relocated to Charlottesville, VA, where

she completed her first year of fellowship in the Child and Adolescent Psychiatry followed by

her second year of fellowship training at Virginia Commonwealth University.

Dr. Kundu joined her outpatient tele-medicine psychiatry practice in 2025 and currently welcomes new patients. She is experienced in working with a diverse range of patient populations, including adults,

children, and adolescents from various cultural backgrounds. She is well‐versed in medication

management and psychotherapy, with a focus on individualized, evidence-based practice in

outpatient settings. She is experienced in Cognitive behavioral therapy, play therapy and Parent

Management Training.

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Open-minded, Solution-oriented

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

View profile and book

Malka Miller

Therapist

Virtual • New York

“I believe that every person has the capacity for growth and healing, and that meaningful change begins in a relationship built on trust, compassion, and authenticity.”

Anxiety, Depression, Grief or loss, Maternal Mental Health,

Empowering, Holistic, Warm

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

View profile and book

Matthew Kelly

Therapist

Virtual • East Syracuse, NY

“I have several years of experience in treating those with trauma, addictions, anxiety, depression, and relationship problems.”

Anger Management, Anxiety, Depression, Eating Disorders,

Empowering, Holistic, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

Kelly Gallagher

Therapist

Virtual • New York

“My goal is always to make the client feel stronger in themselves from what they take away from our time together.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Holistic, Solution-oriented

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

View profile and book

Jami Palladino

Therapist

Virtual • New York

Hi! I am a LCSW who has been a social worker since 2006. I have a history of working with all types of people.

Anxiety, Depression, Family Issues, Grief or loss,

Humorous, Open-minded, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Anna Tekunova

Therapist

Virtual • New York

“Anna is specialized in adult psychodynamic and psychoanalytic psychotherapy for individuals and couples.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Inquisitive, Open-minded

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

View profile and book

Marie Volcy

Psychiatric Mental Health NP

Virtual • Verona, NY

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Affirming, Participatory, Solution-oriented

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

View profile and book

Maria Mcgurk-Tschaar

Therapist

Virtual • New York

Anger Management, Anxiety, Family Issues, Trauma

Affirming, Energetic, Warm

Accepts Aetna, Cigna, Highmark BlueCross BlueShield of Western New York,

View profile and book

Christine Marx

Therapist

Virtual • New York

ADD/ADHD, Anxiety, Depression, Family Issues,

Holistic, Open-minded, Warm

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

View profile and book

Christopher Guardino

Therapist

Virtual • New York

I have been a licensed MHP for 22 years. I am excited to meet you and get to work on helping you in any way I can.

I specialize in Anxiety disorders, OCD and Depression and I have cognitive behavioral modality.

Anxiety, Bipolar Disorder, Depression, Family Issues,

Challenging, Humorous, Solution-oriented

Accepts Aetna, Anthem Blue Cross and Blue Shield New York, Cigna,

Offers free consultationsView profile and book

Anna Richards

Therapist

Virtual • New York

“I'm passionate about empowering my clients to find their own strength and confidence to navigate challenges in their lives.”

Family Issues, Maternal Mental Health, Relationship Issues, Trauma

Empowering, Holistic, Participatory

Accepts Aetna, United Healthcare, Anthem Blue Cross and Blue Shield New York,

View profile and book

Nena Forshee

Therapist

Virtual • New York

“My philosophy of care is centered around the belief that the most important part of providing care is understanding clients' mental health journey and meeting them at that point.”

ADD/ADHD, Anxiety, Depression, Eating Disorders,