Does my insurance cover therapy in Massachusetts?

Today, most plans include [some sort of coverage for mental health care](https://headway.co/clients/understanding-health-insurance). You can check your mental health coverage for your current plan by doing any of the following: - Enter your insurance plan details on [Headway](https://headway.co) to see if we can instantly verify - Visit your insurance company's website or app - Review your EOB (explanation of benefits) and look for details on "behavioral health benefits" - Call your insurance company directly to ask

How much will my therapy session cost in Massachusetts?

Once you select a therapist and enter [your insurance details](https://headway.co/clients/understanding-health-insurance), we'll verify your insurance and estimate your in-network session costs. Because we partner with 70+ of the nation's top insurance plans, we're able to provide you with accurate estimates before you even book.

How do I find a therapist in Massachusetts who accepts my insurance?

Select your state and insurance on [Headway](https://headway.co) — then, use filters to add any other preferences such as ethnicity, age, gender, and therapy style. We'll provide a list of providers who match your preferences and accept your plan, and you'll be able to review their profiles and book directly.

Which insurance plans does Headway accept in Massachusetts?

Headway therapists are currently able to accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates. These larger insurance networks also administer mental health benefits for third-party insurance carriers, and often our providers are able to accept those, as well.

Do I have to pay to use Headway?

No, it doesn't cost anything to find a therapist on Headway. Once you're ready to book, we'll find [your mental health benefits](https://headway.co/clients/understanding-health-insurance) and show you a price estimate per session. You won't be charged until after the session.

When am I going to be charged?

A few days before [your first session](https://headway.co/clients/first-therapy-session), we'll verify your account has enough funds by placing a temporary hold on your payment method. This hold will be the same amount as your estimated cost and will have "Headway" as the statement description. After your session, we'll cancel this hold and issue a charge for the estimated cost.

How do I pay for my care?

You can pay by card (credit, debit, HSA, FSA, or HRA Card) or by connecting your bank account. After a session, your therapist will confirm the details and we'll bill your payment method on file. We're able to bill you at the time of service because our system reads your benefits in real time (vs. waiting for your claim to process).

Are video visits with a therapist online covered by my insurance?

Most insurance plans will cover telehealth services (video visits). When you add [your insurance details](https://headway.co/clients/understanding-health-insurance), we can help determine if telehealth is covered by your specific plan.

Are all the clinicians on Headway licensed?

Yes, all clinicians on Headway are required to be fully licensed. Headway clinicians include talk therapists (LMHC, LCSW, LMFT, Counselor, LPC, LP, LCAT, and Psychologist) and medication management providers (Psychiatrists, Nurse Practitioners, MDs, and DOs).

Is online therapy more affordable than in-person therapy?

It depends. If you're using insurance, online and in-person therapy often cost about the same, [based on your coverage and provider network](https://headway.co/clients/understanding-health-insurance). Some find online care more convenient and accessible. With Headway, you can find therapists who accept your insurance and get a cost estimate before you book.

Is there a difference between a therapist, counselor, or psychiatrist?

Yes. “Therapist” and “counselor” are general terms for professionals who provide talk therapy for mental health challenges. Their titles may vary based on training and licenses. A psychiatrist is a medical doctor who can diagnose conditions, prescribe medication, and sometimes offer therapy. On Headway, you can find both therapists and psychiatrists to support your needs.

What can I expect at my first therapy session?

In your first session, think of it as an opportunity for you and your therapist to get to know each other. They'll likely ask about what brought you to seek therapy and about your goals. Together, you'll figure out what works best for you, and set a comfortable rhythm for sessions that follow. Not sure where to start? Headway's directory makes it easy to find a therapist who fits your needs and takes your insurance, helping you feel confident walking into your first session. Explore therapists in Massachusetts and view their profiles for more information on who they are and how approach their sessions.

Is virtual therapy with a Massachusetts therapist an option for me if I’m located in a different state?

There are a few factors the determine if you can see a provider in Massachusetts from your state. First, Massachusetts and your state must be reciprocity states, which is an agreement that effectively allows a licensed professional to "transfer" their license to the other state. Additionally, the provider must go through the reciprocity licensing process. Headway's directory shows you all of the providers licensed in Massachusetts, making it easy to tell which providers you can see virtually from your location. Individual provider's profiles provides information on where they're located and what modalities they offer.

What therapy types do Headway's therapists offer?

Headway's network includes a range of therapy styles—think Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and more. There are therapists trained in everything from solution‑focused work to trauma-informed or family therapy. With Headway, you can explore and connect with therapists in Massachusetts who matches your needs. Use Headway's directory to find someone who offers the kind of care you're looking for, in a way that resonates with you.

Find a therapist in Massachusetts — covered by insurance

Dr. Bhavna Lal

Psychologist

Virtual • Massachusetts

“I am a licensed clinical psychologist with over 15 years of experience helping adults struggling with anxiety, depression, trauma, sexual and domestic violence, and erectile dysfunction.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Challenging, Empowering, Open-minded

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Laura Ciampa

Therapist

Virtual • Massachusetts

“I am trained in CBT, Mindfulness and a variety of other methods. I am usually eclectic in my approach.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Direct, Humorous, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Erin Balestrieri

Therapist

Virtual • Massachusetts

“I bring warmth, humor, curiosity, and genuine connection into the therapy session, while also being someone who will gently challenge you when it can help you grow.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Affirming, Empowering, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health

View profile and book

Kristin Talcott

Therapist

Virtual • Massachusetts

“I understand that trauma impacts not just thoughts, but the body, relationships, and sense of self—so my approach is compassionate, paced, and deeply attuned to your needs.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Empowering, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Anthony Rofino

Therapist

Virtual & in-person • 28 mi away

40 South Street, Marblehead, MA

“My goal is to create a therapeutic environment where you can feel most comfortable to express your situation and feel both supported and challenged to improve your situation by focusing on what you can control.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Affirming, Energetic, Humorous

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Nuliyar Dursun

Psychologist

Virtual • Massachusetts

“As a multilingual and multicultural psychologist, I recognize that culture, identity, and life experiences shape each person's mental health journey.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Holistic, Open-minded, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Lydia Klauck Gonzalez

Therapist

Virtual & in-person • 14 mi away

763 Massachusetts Avenue, Cambridge, MA

“As a first generation Brazilian-American woman who grew up half her life in Brazil, I bring a culturally attuned and inclusive lens to my work.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Empowering, Holistic, Open-minded

Accepts Aetna, Cigna, Carelon Behavioral Health,

Offers free consultationsView profile and book

John Granger

Therapist

Virtual • Massachusetts

“Many times our behaviors are rooted in defective thinking. My job is to help you identify unhealthy thought patterns...”

Anger Management, Anxiety, Depression, Grief or loss,

Empowering, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Andrew Erickson

Therapist

Virtual • Massachusetts

“Through the development of an open and supportive relationship, my goal is help clients feel more in touch with their lives, build a sense of meaning, and experience real satisfaction in the relationships they most care about.”

Anxiety, Depression, Family Issues, PTSD,

Holistic, Inquisitive, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Victoria Gonzalez

Psychologist

Virtual • Massachusetts

“When working with me, you can expect to feel supported, empowered and at times even challenged to increase personal awareness and introspection to create meaningful change in your life.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Keyana Jones

Therapist

Virtual • Massachusetts

As a Licensed Mental Health Counselor, Licensed Social Worker, and Board-Certified Dance Movement Therapist, I believe prioritizing mental health is key to having a healthy and successful life. I’ve been counseling for 19 years, but in the last decade, I have shifted my main focus to female clients aged 18 and up who are struggling with anxiety and trauma.

ADD/ADHD, Anger Management, Anxiety, Depression,

Open-minded, Participatory, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Carelon Behavioral Health,

Offers free consultationsView profile and book

Erica Edwards

Therapist

Virtual • Massachusetts

I have been in the field for over fifteen years. I have worked in a variety of settings, with children, adolescents and adults. My current focus for the past several years has been on supporting adults, particularly those seeking support around life transitions, relationships and anxiety. I also have years of experience and enjoy working with folks in the LGBTQIA+ community. I regularly partake in continuing education, which I find exciting and helpful in keeping up with current themes in mental health care, such as exploring social justice issues through a mental health lens.

Anxiety, Depression, LGBTQIA+, PTSD,

Affirming, Empowering, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Ashley Miller

Therapist

Virtual • Massachusetts

“I bring warmth, insight, and real support to our work together, but I'm not the kind of therapist who just nods and agrees.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Participatory, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Carelon Behavioral Health,

View profile and book

Amanda Wynn

Therapist

Virtual • Massachusetts

“I believe one of the most important parts of therapy is feeling genuinely seen, heard, and understood.”

ADD/ADHD, Anxiety, Bipolar Disorder, Depression,

Empowering, Inquisitive, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Zach Rotfus

Therapist

Virtual • Arlington, MA

“I want to meet you where you're at, I want to see and understand you as a person within the context of all the things going on in your life, and I want to collaborate with you to find sustainable solutions.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Inquisitive, Participatory, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Mark Biagini

Therapist

Virtual & in-person

486 Main Street, Greenfield, MA

“Clients can expect to collaborate in sessions, set their goals and identify current obstacles to achieving these goals.”

ADD/ADHD, Anxiety, PTSD, Trauma

Inquisitive, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Nora Milton

Therapist

Virtual • Massachusetts

“I believe that attending to your emotional needs and overall well-being is an important part of creating a rich and fulfilling life.”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Empowering, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Cherie Rousseau

Therapist

Virtual • Massachusetts

“A critical part of my work is developing positive, trusting relationships to promote critical change...”

ADD/ADHD, Anger Management, Anxiety, PTSD,

Direct, Empowering, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

Offers free consultationsView profile and book

Elisabeth Steiner Smith

Therapist

Virtual • Massachusetts

“I understand that you are the expert on yourself, and by offering a solution focused discussion, you will be successful.”

ADD/ADHD, Anger Management, Anxiety, Depression,

Open-minded, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Douglas Foresta

Therapist

Virtual • Westfield, MA

“I believe that you are not the problem, the problem is the problem, and therapy can help you separate yourself from the patterns that have been defining your life.”

Anxiety, Depression, Family Issues, Grief or loss,

Creative, Humorous, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Deborah Colucci

Therapist

Virtual • North Reading, MA

“I provide a safe, supportive, and nonjudgmental environment where adults can explore their experiences, identify their strengths, develop healthier coping strategies, and work toward improved emotional well-being.”

Anxiety, Depression, Grief or loss, PTSD,

Humorous, Open-minded, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health,

View profile and book

Jennifer Long

Therapist

Virtual • Massachusetts

“My style is open, relational and collaborative. I provide sessions virtually to make therapy more accessible and comfortable...”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Participatory, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

Offers free consultationsView profile and book

Obiageli Ukatu

Psychiatric Mental Health NP

Virtual • Massachusetts

“I am committed to creating a safe, collaborative environment where clients feel empowered to achieve their mental health goals.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Holistic, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Andrew Sackett-Taylor

Psychiatric Mental Health NP

Virtual • Brockton, MA

“I wish my approach wasn't considered so novel in today's day in age: listen to my patients and believe what they say.”

ADD/ADHD, Anxiety, Depression, LGBTQIA+,

Holistic, Open-minded, Participatory

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Meghan Collins

Therapist

Virtual • Massachusetts

“My approach is warm and strengths based. I want to build on the skills you already have and create new ones to help better manage symptoms.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Solution-oriented, Warm

Accepts Aetna insurance

Offers free consultationsView profile and book

Maura Mc Mann

Therapist

Virtual & in-person • 29 mi away

195 Whiting Street, Hingham, MA

As your therapist I will work alongside you to help you learn to identify your emotions, learn healthy ways to express yourself, and healthy and effective ways of communicating with others. Together we will also identify your strengths as well as possible unhealthy thinking or behavioral patterns and how they relate to your everyday experiences and emotions.

Anger Management, Anxiety, Depression, Substance Abuse / Addiction,

Empowering, Inquisitive, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Erica Stone

Therapist

Virtual • Massachusetts

“My journey into counseling began after the loss of my dear brother, inspiring me to help others through their grief and challenges with a compassionate heart.”

Anxiety, Depression, Eating Disorders, Family Issues,

Challenging, Open-minded, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

Offers free consultationsView profile and book

Michael Pithis

Therapist

Virtual • Massachusetts

“My counseling style is warm, interactive, and includes a helpful dose of humor. I believe in treating my clients with the respect, sensitivity, and compassion they deserve.”

ADD/ADHD, Anxiety, Depression, Family Issues,

Energetic, Humorous, Participatory

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Danelle Fiorentino

Therapist

Virtual • Massachusetts

“My goal is to create a safe, welcoming environment where you feel heard, respected, and empowered to make meaningful changes.”

Anxiety, Depression, Family Issues, PTSD,

Holistic, Humorous, Warm

Accepts Aetna, Cigna, Carelon Behavioral Health

View profile and book

Fernanda Alves

Therapist

Virtual • Oakland, MA

“Having navigated my own journey with anxiety and ADHD, I understand the complexities of suffering and the limitations of talk therapy alone.”

ADD/ADHD, Anxiety, Maternal Mental Health, OCD,

Challenging, Energetic, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

View profile and book

Kierstyn Mao

Therapist

Virtual • Massachusetts

“I specialize in trauma-informed Expressive Arts Therapy, in which I guide clients through visual intermodal art-making to promote reintegration of trauma and self-exploration.”

Anxiety, Bipolar Disorder, Depression, Family Issues,

Creative, Inquisitive, Open-minded

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Glennice Ryan

Therapist

Virtual • Massachusetts

“My approach is rooted in evidence-based practices, combined with a Biblical foundation, to support your mental and emotional well-being.”

Anxiety, Depression, Family Issues, Grief or loss,

Empowering, Holistic, Inquisitive

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Cigna,

View profile and book

Alyssa Davis

Therapist

Virtual & in-person

923 Main Street, Yarmouth, MA

“My approach is collaborative and down to earth. I combine practical tools with deeper exploration so you can both understand your patterns and create real change.”

Anxiety, Depression, Eating Disorders, Family Issues,

Challenging, Humorous, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Yaminette Diaz-Linhart

Therapist

Virtual • Massachusetts

Work demands don't pause when life gets hard. If you are navigating a transition, workplace stress, or the lasting weight of grief or trauma while still showing up for work and family, you already know how exhausting this is.

I am interested in helping you navigate these life transitions. I run a small, focused practice with evening and weekend availability, designed for working professionals and academic students. My background spans community health, trauma-informed care, and research.

ADD/ADHD, Anxiety, Depression, Family Issues,

Inquisitive, Participatory, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Eric Knee

Therapist

Virtual • Massachusetts

“My clinical style is active and collaborative and is rooted in CBT, Narrative Therapy, and Solution Focused Therapy.”

Anxiety, Bipolar Disorder, Depression, LGBTQIA+,

Affirming, Open-minded, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Sophia Ziegler

Therapist

Virtual • Massachusetts

Hi everyone, Welcome! I have 10 years of experience of working with a wide array of clients. My area of concentration is couples and family therapy. But I have worked a lot with individual clients too. I am only able to offer telehealth video sessions.

ADD/ADHD, Anger Management, Anxiety, Depression,

Direct, Humorous, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, United Healthcare, Horizon Blue Cross and Blue Shield of New Jersey,

Offers free consultationsView profile and book

Marissa Cusick

Therapist

Virtual • Massachusetts

“I believe therapy should be a place where you can show up as you are without judgment or pressure to have everything figured out.”

ADD/ADHD, Anxiety, Family Issues, Maternal Mental Health,

Affirming, Participatory, Warm

Accepts Aetna, Cigna, Horizon Blue Cross and Blue Shield of New Jersey,

View profile and book

Kimberly Rodrigues

Therapist

Virtual • Massachusetts

“I strive to make sessions feel relaxed and comfortable, so you can openly discuss what brings you to therapy.”

Anxiety, Relationship Issues

Empowering, Humorous, Solution-oriented

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, Harvard Pilgrim Healthcare

Offers free consultationsView profile and book

Rita Nocera

Therapist

Virtual • Boston, MA

“Rita uses evidence-based practices including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, Exposure and Response Prevention Therapy, Motivational Interviewing, Solution Focused Therapy, and faith-based therapy.”

ADD/ADHD, Anger Management, Anxiety, Bipolar Disorder,

Direct, Solution-oriented, Warm

Accepts Blue Cross Blue Shield of Massachusetts, Aetna, United Healthcare,

Offers free consultationsView profile and book

Eric North

Therapist

Virtual • Massachusetts

“My kind, caring and practical approach while working with clients will make you feel more at ease while working towards your goals!”

Anxiety, Depression, Family Issues, Grief or loss,

Affirming, Solution-oriented, Warm

Accepts Aetna, United Healthcare, Cigna,

View profile and book

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Features

Find a therapist in Massachusetts — covered by insurance

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Frequently asked questions

Does my insurance cover therapy in Massachusetts?

How much will my therapy session cost in Massachusetts?

How do I find a therapist in Massachusetts who accepts my insurance?

Which insurance plans does Headway accept in Massachusetts?

Do I have to pay to use Headway?

When am I going to be charged?

How do I pay for my care?

Are video visits with a therapist online covered by my insurance?

Are all the clinicians on Headway licensed?

Is online therapy more affordable than in-person therapy?

Is there a difference between a therapist, counselor, or psychiatrist?

What can I expect at my first therapy session?

Is virtual therapy with a Massachusetts therapist an option for me if I’m located in a different state?

What therapy types do Headway's therapists offer?

Find the right therapist for you

Find the right therapist for you